A nuclear-trained operator, running point on the finance function.
Finance, capital strategy, and operating discipline for technically complex companies, from a submarine officer and nuclear engineer turned sitting CFO, fluent in the technology and the capital both.
About Adarsh Ghosh
Adarsh Ghosh is the Managing Partner of Judy and Me, LLC, based in the Boston area. He is a fractional CFO and COO for technically complex, capital-constrained companies, currently serving as CFO of a Series B clean-tech firm with international subsidiaries, where he leads finance, capital strategy, compliance, and cross-functional execution.
His distinguishing trait is range under pressure. He is trusted to step into mission-critical gaps well beyond formal CFO scope, including procurement, product execution, legal and commercial review, and ERP architecture, to align capital, technical risk, and delivery in first-of-a-kind environments. He has closed capital and structured debt to keep companies solvent, rebuilt years of non-compliant books into audit-ready condition, and negotiated long-term commercial agreements that materially reduced risk.
He also works from the other side of the table. As an accredited investor, a family-foundation board member, and a seasoned real estate principal, he underwrites opportunities the way an LP does, treating diligence as if his own capital, reputation, and legacy were on the line. Clients get a CFO who thinks like an owner, not a hired hand.
Before consulting, Adarsh served as a U.S. Navy submarine officer and trained as a nuclear engineer, operating a $1.5B warship in an environment where a wrong assumption is not a typo but a casualty. That background is the core of how he works. It made him fluent in genuinely complex technical systems and lethal as an operator: someone who can sit across from engineers, understand what they are actually building, and translate it into capital, risk, and execution. In technically complex companies, a CFO who can only read the spreadsheet is a liability. He reads the technology too.
Why Judy and Me?
Judy was Adarsh's German Shepherd and family dog: loyal, protective, intelligent, alert, and deeply committed to her people.
Those qualities became the foundation for the firm's name and philosophy. A good advisor should be loyal, should protect the client's interests, should be alert to risk, direct with the truth, and steady when decisions get complicated.
Judy and Me, LLC was named to reflect that standard of loyalty and protection.
"Jack of all trades" is an insult until you need one.
The same people who warn against being a generalist turn around and demand a CFO who is cross-functional, commercially fluent, and able to operate outside their lane. You can't have it both ways. Adarsh owns it: he is a jack of all trades who leans hard into a core. Finance and capital are the discipline; the range is what makes them useful.
That range shows up where the org chart goes quiet: a vendor contract that would have impaired a revenue stream, a balance sheet weeks from insolvency, six years of books that won't survive an audit, an ERP that doesn't fit how the business actually runs. In a current Series B seat, covering those gaps has meant owning finance, capital planning, legal and commercial review, enterprise risk, and procurement, and serving as the final in-house review before outside counsel.
Underneath all of it is a relentless pursuit of understanding. He does not take the summary on faith; he goes to the source documents, the contract language, the model assumptions, the actual numbers, because that is where the risk and the answer usually hide.
Built in the rooms where capital meets hard technology.
The experience is concentrated where finance is genuinely difficult: clean energy and renewables, deep and hard tech, and first-of-a-kind infrastructure. These are companies with long development cycles, heavy capital needs, and unit economics that have to be modeled from the ground up.
That work spans equity and debt fundraising, convertible instruments, debt-covenant compliance, tax equity with ITC/PTC optimization, 409A modeling, multi-entity and international consolidation, DCAA-compliant cost structures, and board and investor reporting. Earlier roles added private-equity deal leadership on commercial real estate, family-office diligence, contribution to a large-scale M&A integration, and project-finance advisory across more than $70M in debt and equity.
Trained where being wrong is not an option.
The nuclear navy does not grade on a curve. Adarsh led 50 personnel aboard a fast-attack submarine, ran quality-assurance and quality-control programs with no significant defects, and delivered a critical reactor-plant repair months early and under budget. The habits that environment forces, precise, accountable, bottom-line-up-front, and obsessive about the underlying facts, are the operating system behind the financial work.
It also underwrites the tax practice. As an Enrolled Agent, Adarsh represents taxpayers before the IRS and builds tax strategy that is aggressive in thought but disciplined in execution: real savings, defensible positions, clean documentation, and no gray-area exposure.
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